中国中小企业在国民经济中具有重要作用，而担保机构则为中小企业融资提供重要渠道。从2002年到2008年，中国担保机构数量不断增长，年复合增长率达到33%。2008年机构数量达到4046家，同比增长8.5%。

图：2005—2008年中国担保机构数量及增速
 
来源：水清木华研究中心

　　2008年中国担保机构中，政府完全出资的担保机构比重下降，民间出资担保机构比例上升；全行业担保资本金金额进一步增加但增速明显放缓，资本金来源中政府比重有所上升；担保业务量和担保金额增速都达到2005年以来最低点。

　　2008年下半年的金融危机使中国担保行业面临严峻挑战，但政府已出台系列措施帮助担保机构走出低谷，同时行业内也将通过并购重组，从而改善行业竞争环境、提高行业集中度。

Chinese small- and medium-sized enterprises play an important role in the national economy. Guarantee agencies provide an important channel for their financing. From 2002 to 2008, the number of guarantee agencies grew with a 33% CAGR in China. There were 4,046 guarantee agencies in 2008, an 8.5% YoY rise.

Number and Growth Rate of Chinese Guarantee Agencies, 2005-2008
 
Source: ResearchInChina

In 2008, the guarantee agencies wholly funded by the Government took a declining proportion, while those funded by private investment emerged more than before. The amount of capital further increased, but the growth rate slowed down. As for the source of capital, the proportion from government rose. The growth rate of business and guarantee amount touched the bottom since 2005.

Global economic slowdown in 2H2008 posed great challenge to Chinese guarantee industry, and the Government introduced a series of measures to help the guarantee agencies out of the bottom; at the same time, the M&A in the industry improved the competitive environment and enhanced industry concentration.

第一章  担保行业简介
1.1  担保的概念和分类
1.2  中国担保业发展历程
1.3  中国担保机构的盈利来源

第二章  中国担保行业发展环境分析
2.1  政策环境分析
2.1.1  法律法规
2.1.2  税收政策
2.2  中国宏观经济发展状况
2.3  中国中小企业发展和融资概况
2.3.1 中国中小企业发展状况
2.3.2 中小企业融资状况
2.4  中国货币政策状况

第三章  中国担保业发展现状
3.1  担保机构数量
3.2  担保机构出资结构
3.3  担保机构担保资本金筹集
3.3.1  担保资本金筹集
3.3.2  担保资本金筹集来源
3.4  担保机构业务量分析
3.5  担保机构营业收入分析
3.5.1  担保机构营业收入额
3.5.2  担保机构营业收入结构

第四章  中国主要担保机构
4.1  中国投资担保有限公司
4.2  中国中科智担保集团股份有限公司
4.3  中投信用担保有限公司
4.4  北京首创投资担保有限公司
4.5  北京中关村科技担保有限公司
4.6  深圳市华融投资担保有限公司
4.7  深圳市中小企业信用担保中心
4.8  广东银达担保投资集团有限公司
4.9  广东中盈盛达担保投资股份公司
4.10  上海中财担保有限公司
4.11  上海市住房置业担保有限公司
4.12  上海银信投资担保有限公司
4.13  上海融真担保租赁有限公司
4.14  上海汇金担保有限公司
4.15  上海恒洋投资担保有限公司
4.16  中新力合担保公司
4.17  其他

第五章  中国担保业发展趋势展望
5.1 行业集中度提高
5.2 政策支持力度加大
5.3 监管加强

1. Introduction to Guarantee Industry
1.1 Concept and Classification of Guarantee
1.2 Development Course of Chinese Guarantee Industry
1.3 Source of Profit of Chinese Guarantee Agencies

2. Development Environment of Chinese Guarantee Industry
2.1 Policy Environment
2.1.1 Laws and Regulations
2.1.2 Tax Policy
2.2 Macro-economic Situation in China
2.3 Development and Financing of Chinese Small- and Medium-sized Enterprises
2.3.1 Development of Chinese Small- and Medium-sized Enterprises 
2.3.2 Financing of Chinese Small- and Medium-sized Enterprises 
2.4 China's Monetary Policy

3. Development of Chinese Guarantee Industry
3.1 Quantity
3.2 Capital Structure
3.3 Fundraising of Guarantee Capital
3.3.1 Fundraising
3.3.2 Sources of Fundraising
3.4 Business of Guarantee Agencies
3.5 Business Revenue
3.5.1 Amount of Business Revenue
3.5.2 Structure of Business Revenue

4. Key Guarantee Agencies in China
4.1 China National Investment & Guaranty Co., Ltd.
4.2 Credit Orienwise Group Ltd.
4.3 China Investment & Credit Guaranty Co., Ltd
4.4 Beijing Capital Guarantee & Investment Co., Ltd.
4.5 Beijing Zhongguancun Sci-tech Guaranty Co., Ltd.
4.6 Shenzhen Huarong Investment Guarantee Co., Ltd.
4.7 Shenzhen Small & Medium Enterprises Credit Guarantee Center Co., Ltd. (CGC)
4.8 Guangdong Yinda Guarantee Investment Group Co., Ltd.
4.9 Guangdong Join-Share Guarantee Investment Co., Ltd.
4.10 Shanghai Zhongcai Guarantee Co., Ltd.
4.11 Shanghai Estate Guaranty Co, Ltd.
4.12 Shanghai Yinxin Investment & Guarantee Co., Ltd.
4.13 Shanghai Ranking Guarantee & Leasing Co., Ltd.
4.14 Shanghai Huijin Guaranty Co., Ltd.
4.15 Shanghai Heng-yang Investment Guarantee Co., Ltd.
4.16 Uni-power Guaranty Co., Ltd.
4.17 Others

5. Development Trend of Chinese Guarantee Industry
5.1 Improvement of Industry Concentration
5.2 Policy
5.3 Supervision